repair your credit!

CREDIT REPAIR IS CONSTANTLY CHANGING

Credit reporting laws have changed and you need an expert to assist you with removing negative and derogatory information from your credit reports.The process of credit repair has changed and most companies strategies and tactics are a thing of the past.

The process of using letters to dispute negative accounts not only does not work but it also may not help your score. Accurate and verifiable information cannot be removed, but some companies claim to do so. There are often situations when removing what appears to be a negative account can actually lower your credit score because other aspects of the account are helping your score. If raising your score is your goal, you must be educated on and understand the categories that make up your FICO score.

Our fast and proven process was designed to raise your credit scores by as many points and as quickly as possible by 

verifying the accuracy of accounts through multiple strategies. Our process includes challenging ALL credit bureaus NOT limited to just Equifax, Experian, & Transunion. There are several other reporting agencies that are holding your negative records we provide direct audits on those agencies reports.

By disputing and removing inaccurate, erroneous, misleading, outdated, unverifiable negative accounts with the credit bureaus and creditors, our clients see remarkable results. By removing negative information, and maintaining the perfect utilization, not only will you see a change in items, but also an increase in scores!

We work on 100% of your credit score! While others only send out dispute letters, they are working on 1/3rd of your total score. We work on all score categories, 100% of your total FICO score. Our credit coaches work with you on the things that make up your total score. We make sure you have the right mixture of accounts and your balance-to-limit ratio on open accounts is just right. And our processing team never disputes items that could lower the average age of your accounts, and they dispute ALL INQUIRIES! Those that say they coach customers in this area do nothing more than suggest you open a secured card which could actually hurt your score by damaging your credit mix, lowering your average credit age, and add an inquiry. Our credit consultants, are trained professionals and understand the makeup of credit scores, and they consider many factors when working with you.

Our team will review your credit reports and then direct appropriate correspondence to your creditors and the credit bureaus using these laws. Your credit report items are carefully triaged and matched with just the right credit repair strategies, as applicable to your case. Although some consumers think only “send in a credit bureau dispute” when they hear the phrase “credit repair,” the truth is a bit more complex. Good credit repair includes numerous tactics and approaches, many of which don’t even involve the credit bureaus.

Dallas Texas